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Kim Lim Hoong Chin

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Kim Lim Hoong Chin
 
 
 
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Testimonials and Referral Notes

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Raji, SVP from DBS

Kim has been one of the non-standard version of an FC whereby it wasn't about pushing his products but rather understanding our needs and suggesting what best fit our needs and allowing us to decide. When his recommendation was seen working we obviously go back to him again and again. He is very timely in his response even if it was just stating an ETA on getting back with a response. His humility is overpowering and Kim is very trustworthy and dependable which is an important attribute for an FC.

Margaret, Retiree

approachable, warm, sincere, knowledgeable, helpful, good listener, and willing to share information on other related matters.

BL Cheng, a satisfied client & friend

Mr. Kim He's very nice n helpful man.. whenever I need help, he will definitely reply n help ASAP.. I will continue support him.. Thanks Kim..

Mr & Mrs Koh, 建筑业者, 教师

Kim 人缘很好,很友善,很有亲切感,而且做工认真,服务好。有问题,找他,他马上帮你解决。所以你要找个亲切,诚恳,友善,负责任的保险业者,我推荐阿Kim给你们。

Guek Lian Chin - Senior Financial Services Director

Working with Kim Lim has been a pleasure. He is a highly energetic leader that doesn't just give directions but also takes initiative to help in areas he can. He has also taken the time out to guide his associates and help them develop their skills, even going the extra mile when needed. Kim's excellent leads management skills are something I am very impress with and have personally benefited from. Not only he is a trusted financial consultant but also a choice leader to consider your career with!

Karren Tan

Without kim fetch me here and there and without his support, don’t think i can reach here on my own 😅 #thanksboss